Surplus funds refer to additional monies exceeding the judgment amount held by the State after a foreclosure sale.
Even if a homeowner has been evicted before the auction, they may still have the right to claim surplus funds due to their equity interest in the property.
These funds should rightfully revert to the former homeowner after settling secured debts.
excellence
With over two decades of experience assisting individuals with legal matters, we are committed to leveraging our wealth of expertise and detailed understanding of the legal system to uncover surplus funds that often go unnoticed by those entitled to them. Through meticulous research, strategic planning, and unwavering determination, we navigate the complexities of surplus fund recovery with precision.
We have established collaborative relationships with over 30 law firms, each boasting attorneys with an average of 15 years of experience. These partnerships allow us to refer optional legal support to our clients throughout the recovery process.
We only receive payment when the claim is completed.
We handle all the research, phone calls, and court filings on your behalf.
For peace of mind, LegalShield, a nationwide network of attorneys, is available for a small fee.
After losing my home a few years ago, I discovered a significant $250k equity difference, yet no one informed me of any surplus. Homeless and with bankruptcy tarnishing my credit, I had to rely on a friend’s room while rebuilding my life. Additional funds would have eased the burden, potentially altering my life’s course. It’s infuriating to see state agencies hoarding surplus funds while families struggle post-Covid, facing inflation rates as high as 20%. This neglect inspired me to establish LCS, dedicated to aiding those in need, one life at a time. Looking back, I wish someone had reached out during my darkest hour.
Encompasses a steadfast commitment to operate with unwavering honesty and transparency at every step of our journey. By offering comprehensive resources and guidance, we strive to empower individuals on their path to reclaiming what is rightfully theirs. Our ultimate goal is to not only facilitate financial recovery but also to make a meaningful and positive difference in the lives of those we have the privilege to serve.
Haydee – 30+ years experience in closings, loans and underwriting mortgages.
Stephanie – BA in Office Management.
Sheena – Masters in Business Administration.
Grayson – 15+ years experience in paralegal.
To verify our legitimacy, we encourage you to check our accreditation with the Better Business Bureau (BBB) link above and view our Arizona State Corporation Certificate of Good Standing. Our business has been established since 2007, ensuring a long-standing reputation.
Initially our team spends resources and time locating the surplus funds, verifying the rightful owner, ensuring there are no outstanding liens or heirs and petitioning the court with the necessary legal documents. We then obtain the exact amount owed and share it with you. This ensures transparency and clarity throughout the recovery process.
After you’ve signed the necessary legal documents, we file them with the State who will process the refund between 90-120 days. Upon release, the funds are securely held with a reputable Servicing Company then disbursed directly to you, ensuring a seamless and secure transaction.
It is an impartial third party entity that provides services to the mortgagee, or to an agent of a mortgagee, including collection of payments, administration of escrow and insurance accounts, and managing loss with accurate information and competent administration.
It can be time-consuming and complex dealing with multiple agencies, hiring attorneys, managing the necessary paperwork and doing multiple follow-ups. However, our expertise and streamlined approach aim to alleviate any burdens on your part. This maximizes your chances of successfully recovering the funds owed to you.
We would love to hear from you.
Feel free to reach out using the details below or email us and we will respond within 24 hours.
